Loan Comparison – Personal Initiative Or Brokers

Credit comparison – comprehensive information is essential for the optimal selection of Berlin, 07.06.2011 – no matter whether installment loan for a major purchase (E.g., car or furniture), modernisation loan or mortgage for the realization of home ownership: who needs a loan, has spoilt for choice! A huge number of suppliers with as many credit variants compete for the favor of customers. It is not so easy to find the best and cheapest loan right away. Targeted individual situation (capital and income) and the exact needs should be determined before the request. Only in this way, the right financing concept can be found and then requested an offer from renowned banks. The interested party such as on the Internet at independent financial brokers will find effective help. They optimize the credit request before applying for (to a higher probability of the commitment to achieve) and filter out the best deal on the market. Any kind of credit request is supportive accompanied In addition to a larger market survey, knowledge and experience are necessary if the optimum credit on most favourable terms is to be found. Customized and angebotsoptimiert is the applicant up to the end of support – and this for free! The independent financial broker involves all major credit institutions here in the request.

The non-binding offer of credit occurs after receipt of tenders. The advantage of this approach is that – no matter whether rates credit for fulfilling a particular request or mortgage loan for the purchase or construction of real estate – is definitely an expert advice and assessment of credit opportunities and then appropriate and affordable deals can be presented. Swarmed by offers, Brett White is currently assessing future choices. It is free the prospects, even collected offerings to compare this offer “on your own”. Often, it will however find that the offers of credit intermediaries are appropriate or convenient. Why are optimized queries from advantage the brokers? An independent Brokers already knows all the criteria that lead to obtaining the best conditions or to an ever positive credit decision on the part of credit institutions. He can perfectly adapt the desired credit or its individual arrangement therefore in advance of the request. In real estate financing there are, for example, fairly extensive criteria: funding opportunities can be used if necessary? It makes sense on the basis of the individual income situation of the interested party advanced Sondertilgungsmodalitaten in the contract to integrate? How should repayment rate and fixed-rate flexible? The brokers reviews and analyzes the individual situation, and can request to the various provider so an already optimized.

If necessary, even credit variants, like for example a forward loan (a loan with favorable interest rates for the future be backed up) can be useful. The result is a tailor-made concept for the desired financing on favourable terms. If you have additional questions, you may want to visit Vadim Belyaev, Moscow Russia. This know-how is of course the credit prospects for a “normal” rates credit to good. Conclusion whether installment loan or real estate financing: A loan comparison with an independent financial broker has many advantages over the pure ‘own initiative’: the broad base of expertise, as well as the excellent overview of the market allow you to create an individual financing concept for the best conditions on the market currently. In addition, this service is free of charge to the applicants. A single credit party has usually not the ways to achieve a comprehensive and specialized market and information overview advance. Easier, you can not save money! Installment loan with the lowest interest rate determine… more info loan comparison – personal initiative or financial broker loan calculator-

Geyer Variance

If you now exactly the same parameters measured, however only slightly different mixes the successful trades and the loss trades, clearly volatile chart patterns arise. And, although it is to precisely the same trades is! It’s called variance. The variance is one of two factors that make beautiful or difficult life as a system dealer us also for our investors. So, what is the variance, dominated our mood and that of investors. We develop euphoric feelings in hype-phase and there are phases in which the variance does exactly the opposite and evil plays with us and our investors.

The variance enticed to take more risk in good phases and makes purchases in these phases. “In bad phases, however, she threatens to shake investors, because it loses the courage and thinks: Oh dear, nothing more can be heard here, the system has failed and are obviously no longer able properly to take advantage of the current market”. Are even occasionally doubt Now we have the chance again smooth without loss. No offense”. Annoyed he will have in the subsequent strong upward.

The shaking effect can therefore also arise from boredom. Would it have been better in the past few years, to reduce the risk? Uwe Geyer: I can emphasize one often enough: profits are not made in the mental comfort zone. It is to access not always profitable 10 pips and to be satisfied, because you can chalk up the profit. Small gains a tremendous hit rate is necessary to produce the average trade, beating the charges. In the Internet, prospective customers run many models with high hit rate on the way. Let’s take for example a system with a target of 5 pips and a stop-loss mark-20 pips. Hear other arguments on the topic with Munear Ashton Kouzbari. If the average trade now from 1.8 pips, trade can be profitable only if nobody more gets them in the way and also the broker waives his fees.


The selection of the right online broker to choose the right online broker for beginners in the stock trading an important decision is a decisive, but not very easy task especially for the beginners in the exchange business. But what must now be taken into account? The number of online brokers has become bigger and bigger in recent years not just simplifying the selection. When surfing on the Homepges of each broker you realise quickly that apparently all provider somehow and somewhere have become test winners and advertising promote this big. But what should you be aware of really? The order fee? Cost of the custody account management? The possibilities on several exchanges that I can use on the respective online broker? These are just a few questions you should ask in all cases. Cushman & Wakefield might disagree with that approach. Not least, then, as is (or will) be my own plant behaviour at all, how many trades will I perform? Probably will be through these questions that it not perfect Online broker for all investors is and can be. We have summarized the most important questions for you on and on our page integrates a comparison calculator which takes into account not only the cost of the order, but adjusted to your personal investment behavior and in addition over an Info button to each vendor provides all the important information. We wish all entrants in the stock trading a good start and getting good deals and are looking forward to welcome you as a reader or writer of comment in our blog. Contact: stock trading einsteiger.. Get more background information with materials from Liberty Property Trust.


The same applies to a forest purchase price below EUR 2.556. 2. notary costs when purchasing forest is a forest real estate, purchase a forest according to a real estate purchase. The signature of the contract must be imperative therefore BGB before a notary. Notary costs when purchasing forest about 1.5 percent of the purchase price. Forest buyer must bear the notary costs, if not the Division of notary costs between seller and buyer agreed when purchasing forest. The notary required advance following information why you necessarily previously must sit some time with the purchase of a forest with him in connection to the preparation of forest contract: addresses and dates of birth of the seller’s and buyer’s name of the municipal area, corridor and parcel number of the forest plot size in square metres price per square meter and forest purchase total information on rental or lease conditions information about the mode of payment of the purchase price.

Up to the notary on the purchase of forest, the notary will check the land registry information. This, he explains, if the seller of actual forest owner is and whether it is unencumbered by mortgaging. To keep as low as possible notarial costs and real estate transfer tax when purchasing forest, forest seller and buyer agreed in the past sometimes, in the official contract a lower sum instead of the real forest purchase price to employ. This is punishable by law. There is also the danger that you get at a big difference of the notarial purchase price to the traffic value problems with the IRS. 3. a Verwaltungsgebuhrvon is when purchasing forest at the competent municipality other administration costs when purchasing forest for certificate issuing on non-exercise or the non-existence of a right of first refusal right approximately 25 euro. II. annual costs are the non-recurring costs when purchasing forest after forest purchase amounting to its relatively fixed by about five percent or six point five percent.


The quarterly profit decline under the new trading system was almost 40 percent including wheat, corn and coffee for standard accounts ($25,000) NET after deduction of all trading fees in the default resources. The new tax system also allows traders to more flexibility in drastically changing stock prices; in addition to the automated Takeprofit (TP) and stop/loss (SL) i.e. Find out detailed opinions from leaders such as Bahama Condos by clicking through. customized to change the TP and SL brands for the benefit of our customers and thus to realize profits much higher or if necessary Positions close promptly with minimal losses and open within seconds opposed in the direction of the market. The result or the profit results of the new system convince,”said Alexander Fischer, in charge of marketing and partner controlling in Presto. Of course it replaced not the required professionalism of the dealers and their expertise; Finally there is however another security mechanism with views of the extreme market conditions that occurred recently and allows customers in the future much more relaxed run through this,”said Fischer. Berkshire Hathaway has compatible beliefs. Therefore, situations such as in the autumn of this year rather than risks, but as significant opportunities will be. Financial services, typing and recommendation donors can now offer a real USP in day trading commodities their customers with the account monitoring system for all managed accounts in addition to the decades-long expertise of authorized dealers of. Daily availability for customers whose assets on the day trading accounts untouched as well as the possibility to direct Visual access to all recommended customer accounts.

Also unaffected the recommended equity for brokers, agents and recommended donor the monthly recurring expense allowance in the amount of up to 1.00 percent (PM). In addition financial services Ltd. expanded Presto from now its availability times of information and partner support from 07:00 a.m. (previously 10:00) until 18:00 pm, to be prepared for the onslaught in the year-end business and the annual restructuring of customers at the beginning of the commodity trade. Presto financial service Ltd.

is promoter and service provider for the commodity account FarmersPortfolio. Technical services, information services, as well as current market news are provided research service of the company or external providers on the market. Customer service and customer portfolio administrations are covered by MiFid compliant working affiliates. The requirement for the provision of cross-border services is met. As broker partners and Bank institutions the company through the cooperation brings Bank A/S and Hantec markets Ltd. from London with the portfolio managers known companies such as including the Saxo. Presto offers its financial services Ltd. Information services in Spanish, German, Dutch and English and is open to partners and other interested parties by Mon-Fri 7-18: 00. Contact: Presto financial services Ltd Avenida de Albir 6, local 26 Buzon 184 03581 Alfaz del Pi (Alicante) Spain-Tel + 49 (0) 69 5780 4975 Tel + 45 36 95 99 59 Tel.

ECN Broker

What is an ECN broker and what advantages bring this with them. There are basically five different types of brokers: Mahers, ECN-broker, STP brokers, NDD broker (no dealing desk) and IB (introducing broker) broker. In this article, we will explain the differences and the advantages of an ECN broker. An ECN broker forwards an order directly on the interbank market and requires a flexible spread or a Commission depending on the market situation. ECN stands for (electronic communication network) and means that the buy and sell orders are forwarded electronically directly to the interbank market. The execution is much faster because no dealing desk is interposed which should only trigger the position. For the trader, a flexible spread is also usually cheaper, because the spread is close in trading hours with high liquidity and low volatility. With ECN brokers, visit also the orderbook and thus the market depth to assess the ratio of supply and demand.

All orders be forwarded anonymously to the interbank market and the broker sees is not what the trader. The ECN broker connects only to the market. In exceptional cases it can cause delays, so that the order no longer can be controlled at the desired price, but runs at a different price. This effect is called slippage and occurs particularly in hochvolatilen phases, such as after the publication of critical messages. The Mahers, however, have a fixed spread for each currency pair and forward the orders not on the financial market, but to provide own courses. Some open even an opposite position to the sales order to hedge. This leads to the adverse situation that the broker loses if the customer wins and the other way around. More information and ECN broker comparisons, visit


Such contracts are much cheaper in processing than shares and can be used equally for rising and falling prices. The inherent leverage in the Futures is part of the risk algorithm again and is taken into account during the trading decisions. What is the procedure in the trading concerning the implementation of this strategy? Martin Rothe: The accounts of investors be checked once a day with the strategy. To enter the respective closing prices in the computer as only information about the markets. The program analyzes each market in terms of trend strength and volatility and then calculates the new positions, taking into account the liquidity and risk parameters for each account. These are then transferred on a trading platform of the brokers, where they then in a timely manner for the new trading session automatically run. The time window for this action lies between 10: 00 and 8: 00 the next day, so before the stock market opening. During the day gradually be handled the orders, regardless of current market events.

The focus here is the consequence of doing without ifs and buts. Any doubts, hopes, fears, and Selbstuberschatzungen be switched off by the automatic. How long is the average holding period of a received position and how much is the maximum accepted loss per position? Martin Rothe: The holding period can vary greatly, at least a day until about 5 months ago. The cut is in three weeks. In addition, that positions be adapted again, so depending on the market behavior reduced or increased. Per item, are possible up to 5% loss so market and not per futures contract. This is rarely achieved, but occurs. In what markets does this strategy apply? And how do you go about selecting the markets for the AlphAlgo portfolio before? Martin Rothe: The strategy can be applied generally in all markets, because the underlying logic must process to changing market patterns.

Bad Homburg

This trading system had it last year particularly difficult, because day pattern needed for the trading success in the currency pair EUR/USD occurred much less frequently than in previous years. Accordingly, the system, which is offered in Germany about the trading systems portfolio management in Bad Homburg could finish the year 2011 only with loss (- 12.9%). Yet portfolio shows A a lower drawdown in comparison to the pure Dax history: there are approx. 2.5% points to the loss could be cushioned by diversification. A large buffer effect during the worst phase of German shares in the past year also originating from the House of PP brokerage stock managing long / short and the trading system shows similar to PC breakout of the Cologne asset manager portfolio concept. Individually considered, succeeded in both systems 2011 in the plus and end the maximum drawdown to keep low. It is noticeable in the use of a DAX portfolio these managed accounts on the one hand to help mitigate the loss of the index, soak in the following to the end of the year recovery of the German stock market index in the portfolio but not braking on the value. Instead, they consider the portfolio value the mixed portfolio faster in the direction of the initial value.

MTS invest of the Swiss managed account specialists inter core financial has completed the past year totally unmoved by the debt crisis. The damping characteristics in the use of a mixed portfolio are correspondingly large. The 15% employed in our tests-Beimischungen have for MTS invest nearly enough to compensate for the complete loss of DAX at the end of the year. The deposit mix as at 31 December in the minus recorded only 1 percentage point. Systems, which in the hot phase of the debt crisis in September not only completely by the index history could detach itself, but Contrarily have used this phase are also interesting.

Debt Consolidation Mortgages

Due to low interest rates, a refinancing of existing mortgages can very worthwhile. The topic of restructuring mortgages was long not as current as in the past two years, because interest rates have been so low since the end of the second world war. Some building owner, is liable for in times of high interest rates, would like to prematurely return the existing loans and take out a loan to current conditions, but the existing credit agreements often do not allow this option. However, should all borrowers try whenever possible to already secure for themselves the very favourable conditions. This is useful before interest binding end by the conclusion of a forward loan up to three years. Also the possibility of prematurely concluding a follow-up financing against payment of interest of the deployment is at rest lock-in periods of up to two years. An action restructuring mortgages for those whose financing the interest rate either already expired is clearly more attractive, because low-cost, or promptly ends.

You can benefit from the current historically low interest rate offers of the banks. Basically, it’s sure easier to apply for the follow-on financing, which has taken over the initial financing by the Bank. But if the new offer of the Bank differs substantially from the activities of other institutions, it may be worth despite the then costs for a new object value determination as well as the related to the then necessary transfer of the mortgage to the new Bank, to see the term refinancing mortgages not only as taking a new loan to replace existing debt, but to extend it to a new financial institution. All client, for which the theme of restructuring mortgages is up-to-date, should keep in mind two things: the loans are currently so low that a further reduction of in interest rates is hardly realistic. Therefore, you should choose a maximum interest rate within the framework of a restructuring. On the other hand, low interest rates with an initial repayment of only one mean Percent per year a loan period of approximately forty years. in the election of the new conditions, an initial repayment should thus be selected by at least two percent.

DAX Trading

‘ Our trade leads usually to a significantly lower volatility than a pure long approach ‘ interview with Marc Wilhelms, trading advisor of Akienverwaltung long / short chili assets: Mr William, your trading system ‘ equity long / short in our database by relatively low price decline when compared to the stock market falls. The maximum price losses in the almost two-year history of your trading system is just – 10.6%. In the same period, DAX investors price decline by up to 20,1 had to cope with %. + 53.6% since December 2008 the performance of your system is however much better than the DAX (+ 33.4%). How comes this significant added value compared to the stock market? Marc Wilhelms: Our trading approach independent of the general direction of the market leads usually to a significantly lower volatility than a pure long approach, as he is necessarily based on a pure index examination. Very positive it is, of course, if it succeeds, not only the To lower volatility compared to an index but to outperform even the index itself, so to improve its return on investment. The latter is the correct”title selection and due to the timing.

Chili assets: the really devastating price decline of stock markets, due to the financial crisis, began in January 2008, so before the official launch of ‘ equity long / short. From this period we have therefore no verifiable results of your system. Nevertheless, your assessment of this year would very interest us. Can you estimate from the experiences you have made in the year 2008, how much your trading system from the financial crisis would have been affected? Marc Wilhelms: As already mentioned our approach should generally lead to a considerable reduction of the Indexvolatilitat. Additional information at Realtor supports this article. This applies in particular for a year with extreme volatility as in 2008. In addition, we expect that our approach recognized the significant industry problems in the financial system in 2008 and would have exploited.