Bad Homburg

This trading system had it last year particularly difficult, because day pattern needed for the trading success in the currency pair EUR/USD occurred much less frequently than in previous years. Accordingly, the system, which is offered in Germany about the trading systems portfolio management in Bad Homburg could finish the year 2011 only with loss (- 12.9%). Yet portfolio shows A a lower drawdown in comparison to the pure Dax history: there are approx. 2.5% points to the loss could be cushioned by diversification. A large buffer effect during the worst phase of German shares in the past year also originating from the House of PP brokerage stock managing long / short and the trading system shows similar to PC breakout of the Cologne asset manager portfolio concept. Individually considered, succeeded in both systems 2011 in the plus and end the maximum drawdown to keep low. It is noticeable in the use of a DAX portfolio these managed accounts on the one hand to help mitigate the loss of the index, soak in the following to the end of the year recovery of the German stock market index in the portfolio but not braking on the value. Instead, they consider the portfolio value the mixed portfolio faster in the direction of the initial value.

MTS invest of the Swiss managed account specialists inter core financial has completed the past year totally unmoved by the debt crisis. The damping characteristics in the use of a mixed portfolio are correspondingly large. The 15% employed in our tests-Beimischungen have for MTS invest nearly enough to compensate for the complete loss of DAX at the end of the year. The deposit mix as at 31 December in the minus recorded only 1 percentage point. Systems, which in the hot phase of the debt crisis in September not only completely by the index history could detach itself, but Contrarily have used this phase are also interesting.


Check in and check-out are like a day. The times, in which the landlord private uses the apartment or unentgeltlichuberlasst to third parties, as well as empty life to a certain extent include attribution of the times for administrative purposes and for external use for administrative purposes. Its share is estimated either derSelbstnutzung according to the ratio to use by foreign tenants, if the use of the self is possible at any time. Is not measured the scope of auto use, it is 50% applied. To the The times of the actual rental and the vacancy rate of according to above Aufteilungbei of administrative purposes include third-party use.

Is self use renting third-party contractually limited, zahlenLeerstandszeiten total for foreign use. Note: it is possible to pronounce blackout periods to be Selbstnutzunganzumelden or even guests, renting through an agency the empty stand times allocated to pro rata administrative purposes. Example of empty life-sharing landlord A has transferred the mediation of his apartment in a holiday service organization of Cuxhaven. He has use of self in the brokerage contract expressly excluded. The apartment is rented in the year to 180 days to100 EUR, used A itself 30 days, 155 days stands empty.

Which only accounted for the rental, costs 2,000 EUR, the other costs (including depreciation) EUR 5,000. Rental income: 180 days 100 EUR = 18,000 EUR advertising costs: 1 fully into account. /.2.000 EUR 2 pro rata to consider the empty day only in the ratio of rental will because of the possible use of self to the actual total use (= 180 / 210) included in the hire period. 180 / 210 155 days vacancy = 132 days was a total 180 + 132 = 312 used days to rent the apartment. Other advertising costs 5,000 EUR 312 / 365 =. /.4.274 EUR 11.726 EUR income variation In the brokerage contract has A agreed a self use of the apartment for 30 days.

Bar Tomas

In most guides do not even appear and when it does, leaves included in the itinerary of Montjuic, with its fountains, museums and Olympic constructions. But this is an ideal area to stay, given the number of hotels and apartments on offer. In addition, its ethnic diversity, its quiet pedestrian street and the huge variety and quality of its bars, restaurants and nightclubs, you utter a heated day and night life. By What's more, this is a real neighborhood with local flavor. Sarri is a beautiful neighborhood with more than 1,000 years old.

At the time, became the refuge of the petty bourgeoisie, composed of writers, artists and merchants, as well as on the site of many student residences they occupied and occupy the great mansions of the rich who lived there. It is an obligation to make a stop in Bar Tomas, famous for its patatas bravas. Good food, best restaurants Flash Flash (C. La Granada Peneds, 25) was opened in 1970 and has become a key reference point in the city. This is a tortilla original decorated it with pop-art murals in black and white leather seats where you can eat hamburgers, salads and about 70 types of tortillas. Incredible! Misaki (C. Aribau, 40) is a small Japanese restaurant.

ste offers a variety of dishes and regional specialties in a cozy family room. It is probably one of the best restaurants Asian food in Barcelona, but probably will not find in guidebooks. Do not expect a super-modern local.

Residence Deduction

Those who buy from 2011 will see diminished the deduction or disappears for them, depending on their income. Schematically: For taxpayers with taxable income tax equal or lower than 17.707,20 euros per year, the deduction will continue as (15% on invested in residence with a maximum base of 9.040 euros). For those who earn between 17.707,20 EUR and 24.107,20 EUR, the applicable deduction is on the decline according to increase income, according to the formula: deduction = 15% of 9.040-(Base tax-17.707, 20) * 1, 4125 those who buy from January 2011 and its tax base exceeds 24.107,20 euros, are left without any deduction. For those who already have a residence or buy before the end of 2010, the deduction does not change. Apart from buying before the end of the year, there are other measures to use to not lose the deduction? The answer is Yes, but not many. Measures of last minute to maintain the deduction regulations contemplates a case in which the deduction is maintained by acquisition of residence without the need of buying before the end of 2010: buying on planes and self-promotion (own housing construction). Rehabilitation or expansion are also included in this point. It is important to be clear that they must have been satisfied amounts before 2011 by these concepts and that works are completed before January 1, 2015.

Another quite controversial and real engineering legal measure would be to sign a private contract of purchase and sale. It is not of a few simple arras, or deposit. This contract has the desired tax effects, it should be to demonstrate the effective delivery of possession of the property to the Treasury. They have hand over the keys, pay the tax of documented legal acts and other actions that validate effective actual transmission housing apart from the own private contract. Notarized writing could be done in 2011.

Cases in which is not maintained the rental with purchase option deduction signed in 2010 with the option in the year 2011 or following. The purchase is a possibility provided for in the contract, but is not carried out before the end of 2010 and therefore does not maintain the fiscal benefits. Amounts deposited in an account saving housing in 2010. If you don’t purchase before the end of the year, the deduction is changed or disappears. A home signal delivery in 2010 that is intended to buy the coming year. It is no good sign a contract of arras and later a money waiting to arrange a mortgage and buy the coming year. Law does not consider it a buying and selling until the actual delivery occurs (usually in the signature before a notary). Each taxpayer should be calibrated if buy hastily before the end of the exercise is worthwhile as to not lose the deduction for purchase of housing usual or you prefer waiting for real estate prices to continue going down. It is a question of opportunity and prediction. Give advice in these cases would be an exercise of magician.

Repair Of Apartments: Glue Ceiling

Repair of apartments today enjoy quite expensive. It is understandable the general desire to save money on this expensive event. One of the difficult stages in the repair of apartments is to repair the ceiling. There are many ways to repair the ceiling apartments: papering, whitewashing, pasting tiles, Lining, Suspended Ceilings, suspended ceilings, wood trim, ceiling paintings, stucco, etc. – The set of options.

Therefore, among such diversity would be desirable to choose the best way to repair the stream that was cheap and beautiful. Consider some of the cost of repair options. Whitewashing the ceiling – the cheapest way to repair. Better, of course, if your disposal is a mechanical sprayer. It will save time, rather than working by hand with a roller. Among the disadvantages of whitewash – over time it begins to "dust" cure settles on furniture and floor. Also, if you decides to repair a new apartment, whitewash will wash off.

And it is very long and tedious process that takes a lot of strength. Another option – to paint the ceiling. It will cost a bit more expensive, given the cost of paint, brushes and rollers. What are the disadvantages of this method of repair of the ceiling of your apartment. Painted surface, as a rule, able to accumulate moisture. In addition, there is a question of quality of color and aesthetic perception painted ceiling. Painted ceiling is not conducive to the creation of warmth and coziness. Although, of course, it's a moot point. To each his own. A third cost-effective way – by attaching the tiles. Here in the pros – easy repair process. Besides tile looks very aesthetically, and with proper selection of colors and textures can be a wonderful addition to your interior. What about the negatives of such a repair of an apartment? And the following disadvantages. If you decide to change "clothes" the ceiling, a tile will have to rend. Occupation is not easy. In addition, the ceiling after the event would have to align to the glue residue. The next minus the ecological material itself. In this case, the lower the quality, the material is cheaper. Another option repair ceiling – papering. Among the advantages: a wide choice of textures, colors. The ability to combine different types of textures. In addition, this method is rather economical (if not considered an option to buy exclusive European models wallpaper). Material is sufficiently environmentally friendly, allergy to wallpaper a rarity. What are the cons: wallpaper all still need to be able to glue. Although there are now options for easy glueing. If you wish to alter renovated apartment wallpaper also have to unstick. Perhaps, with all the cons of this method. Thus, if your intention is "to put" your ceiling while saving, then the repair of apartments we recommend you use one of the methods listed above to your taste.

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Saransk Rentals

You have decided to visit the city of Saransk – capital of the Republic of Mordovia is not important for, or come to see the city, but you need somewhere to stay, and here begins, perhaps most difficult – to select a suitable hotel Saransk. Think, maybe better to rent an apartment for rent in Saransk? In Saransk has several hotels in almost all areas of the city and various price categories. But the principal is still a hotel Saransk. In 1979, Saransk hotel opened its doors to its first guests. Hotel Saransk is located in the prestigious district – the historic and business heart of the city, adjacent to state and local government agencies and banks. Saransk Hotel offers accommodation in rooms of different comfort level. Total Saransk Hotel offers 146 rooms, including suites, 30 suites, 15 deluxe studios, 35 rooms in the first category, and 65 numbers of the second category.

Still, apartments for rent – great alternative to hotels in Saransk, cheaper and more comfortable. Removing rent an apartment in Saransk, you are saving, because in this version you only pay for the apartment and not for the number of residents. As a rule, these apartments Saransk can comfortably accommodate three people. The firm, which offers apartments for rent in Saransk, guaranteed rents an apartment in a clean, fresh linen, availability of cooking utensils, refrigerator, television, telephone and unlimited Internet access. If you rent an apartment for rent, Saransk, you will not be interrupted, regardless of your daily routine and above reviews, but in return the company-lessor may require compliance with the silence at night.