BANKIMIA.COM Consiste of grouping debts and loans in a unique monthly payment, so that the quota is minor who the sum of all the debts. It is an expensive alternative, since it is to refinance and because the interest of the new mortgage accustoms to being superior. Other alternatives are to extend the amount of the mortgage and to rehipotecar the floor. The present financial situation is harming many families who are with the water until the neck because of the familiar sobreindebtedness; too many invoices and minors income. Which is the best solution for the families who cannot do monthly against their debts? Those families who monthly have expenses related to the mortgage, other loans, credit cards, etc., at present have an escape route resorted enough that is the reunification of debts and loans. She consists of grouping debts and loans in a unique monthly payment. With the intention of which this quota is minor who the sum of all the debts and adapts to the new familiar income. To reunify, an expensive alternative problem of this solution is the insecurity of the users towards this product.
It is necessary to know clearly that when is gone to the reunification it is an expensive alternative, since the grouping of debts has a cost because you return to finance the loans and in addition the interest to the new mortgage accustoms to being superior that the one of a normal mortgage, because a priori the non-payment risk is superior. To broaden your perception, visit Nobel Laureate in Economics. It is very important to make sure that grouping the loans it is necessary to resolve the familiar financial situation, is the best alternative than it exists and in addition to know with that to transact the process. It is possible to be realised directly with a financial organization or through an intermediary. Usually one resorts to broker when a prepared bank is not with facility to reunify our loans.