Year: 2016

The Agency

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Not all apartments makes sense trust. Cheap accommodation is more profitable to take the usual way. On the other hand, dveritelnoe management and leasing expensive elite apartments in Moscow is not as preferred for Realtors, as increased responsibility for them. It is best to send in trust with the apartment rental rates $ 500 – 3000. Holders of such housing in the majority of people working, and it is easier to pay the agency and be free of worries related to the search employer, and further communication with him.

According to realtors, this service is relevant for those who want to advance to make repairs in his apartment, but this time he does not. The Agency stands ready to take on all the arrangements for the organization of repair of apartments at the expense of renting an apartment and the subsequent delivery free of charge. Asset management and convenient for the employer. The contract stipulates that the amount of rent should not be changed for the entire period lease. In addition, visits to the owner are strictly regulated. The owner of the apartment turns into a real estate agency, and concludes with an agreement under which it undertakes to find a tenant.

When signing a contract landlord must have a passport, proof of ownership of this apartment (the apartment is privately owned), or a copy of the account if the property is municipal. Originals documents he presents to the agent, and sends him the certified copies. It should also confirm that the apartment is not currently rented, not alienated, not incorporated and not under arrest.

Evaluate Apartments

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Sale, purchase, exchange of housing – these real estate transactions are made constantly. When it is necessary to comply with its own interests to the fore issues of assessing the apartment. There are different ways of assessing the apartment. You can use the services of a licensed appraiser, realtor or do it yourself. A qualified appraiser will determine the value of the property with a high degree of reliability and fix their findings on official paper. Agent can evaluate both the on-site and by phone. Analyze the cost of housing may be on their own. In this case, you have to know about the mandatory criteria for the evaluation of real estate.

One of them is the location. Similar apartments are located in different regions of the houses will have an excellent price. In each city – its own characteristics. Speaking of the capital, the most prestigious name Central district, where – the most expensive apartments. Inexpensive, designated South, South-east. As a rule, accommodation in the heart of any city predpochitaemo most, and this affects the price. Thus, the most expensive real estate in Tver is located in the central region, and the cheapest – in the outskirts of the village Himinstituta.

The next criterion – it's proximity to transport. Long distances from the bus stop or subway may reduce the price by several thousand dollars. At the price effect is also characteristic of the location of the house infrastructure, which includes shops, kindergartens, schools, hospitals, sports complexes. An important criterion – the eco-friendliness. The proximity of CHP does not make attractive housing. Pay attention to the quality of the house – is important year of construction, condition of the building, wall material, number of floors and more. Conventionally, the house can be divided into "Stalin" five-story building, Khrushchev, modern block of flats and panels, as well as brick luxury building. By the logic of the most expensive will cost apartments in new buildings. In fact, Khrushchev housing can be assessed even higher. The reason for that – the status of "demolition." After a while, instead will be given a comfortable apartment in a prestigious area. Real estate in Tver and other cities with such a status is particularly in demand. Are important features such as floors and area. Accommodation on the ground floor is estimated less than average. With regard to the area, here are important: the number of rooms, availability of the loggia, storage and other outbuildings. Attention is drawn to views, state of the apartment. In assessing housing are taken into account, and legal aspects. The most beneficial option, in which there are no any difficulties in processing the documents for the apartment (there is no prescription of people, she not subject to settlement and so on).

Choosing a Real Estate Agency

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For one of the professions that: "As long as there is hair – hairdressers will be needed." Of course, while there thieves – are going to need the police, are still alive people will need bakers, and, of course, as long as people live in homes, experts on Property will be in demand in the labor market. Buy or sell an apartment in the city of Rostov, and in any other city – it is a very complicated question, whose solution will require much time and labor. Search sites and potential customers, the organization of preliminary talks and views of apartments – it's just the initial phase, for which there is a whole layer of serious work. Before it comes to registration and registration, careful collection and a full legal review of documents, and it's only by a competent technician. One should also consider the fact that directly buy or sell an apartment in Chicago fairly easy – direct transactions are conducted entirely slightly, the vast majority is a "chain" of so-called "alternative" transactions. How to buy "his" apartment, so she gathered all the parameters, but not to overpay? How to check the powers of seller's right to sign a treaty to take into account all the nuances? If you can buy a new apartment just sold the old one, then as a "dock" the sale and purchase? Do it alone, without some knowledge and experience, rather difficult and not always possible. To purchase the new apartment did not remain a pipe dream, it is better from the outset to use the services of real estate. .

The Boiler

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A brand new product for our market – this is the boiler running on wood pellets (pellets). Although information is available about these boilers is relatively long, we can say that in Russia they are almost not represented. The reason, perhaps, the relatively high price of the boiler or the absence of the fuel widely available. However, the Boilers have a number of of advantages over conventional boilers for solid fuels. First, they are environmentally friendly because the production of pellets do not use chemical additives. Second, the calorific value of pellets is higher than usual timber (capacity pellet boilers ATMOS up to 92%.).

Third, pellet boilers operate in a fully automated mode. Fourth, the pellets are easy to store (requires less space), and transport. They are less prone to spontaneous combustion, biologically inactive – do not contain dust and spores that can cause allergic reactions. Pellet boiler ATMOS is designed as follows. In the body of the boiler built a special burner, in which the bunker with the screw enter boot pellets. The bunker is located next to the boiler or in an adjacent room and can be any size. Upon receiving the command 'strata', ie if necessary, heat, turn the screw, which pours pellets into the burner nozzle.

Pellets ignited by a glowing coil and when they are sufficiently combustion, the burner automatically selects the set output of which is as long as all system is heated. Thereafter, the burner is turned off and the pellets remaining in the nozzle, burning down. The operation of the burner is made by electronic control. Loading of fuel, cleaning the burner and ash removal are carried out once 1 – 14 days, depending on the quality of pellets. Pellet boilers ATMOS designed so that, if necessary, you can remove the pellet burner and replace it with a lid and heat an ordinary timber. And finally, the boiler ATMOS, which currently has no analogues on Russian heating market – a combined model boiler ATMOS DC (L). The boiler can work with wood, pellet, gas and liquid fuel. And perhaps alternate fuels without conversion of the boiler, depending on whether the burner is installed on it, pellet, gas or fuel oil: wood and wood pellets, wood, natural gas, wood and liquid fuels. The boiler is designed as housing with three cameras, one above the other. In the two upper chambers are burning wood pyrolysis. In the third – the bottom, lined with ceramic burner fits the selected type. Both systems are separated from each other by a water jacket and so have almost no influence on each other, so boiler achieves high (92%) efficiency of the combustion of certain fuels. At the moment the boilers ATMOS DC (L) is available in four sizes in Depending on the power – 15 to 35 kW. To protect from overheating all ATMOS boilers are available with cooling circuit. See photos of boilers Atmos>>

United Arab Emirates

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Ceramic granite is an artificial decoration material, filled in the form of plates. Gres was first obtained in the early nineties of the last century, and I must say, its receipt caused the present furor among major manufacturers and suppliers, strongly selecting from a number of other ceramic flooring. Porcelain appeared in Italy, so it is a ‘name’ in native Italian – gres porcellanato, where gres means ‘stone-ceramics’, and has porcellano value of china. Precisely because of this Italian phrase manufacturers give the definition of two main entities granite: – porcelain tiles produce nearly as well as produce and pottery, and porcelain – ceramic on its external properties and characteristics can be confused with the same natural stone – granite. Initially, ceramic granite began to make known if the Italian firm Mirage, which in addition to the countries Europe, engaged in the delivery of this material is still in Russia.

However, nowadays the main country of production of ceramic granite is quite different. Large production are located in the United Arab Emirates, Turkey and Spain. Of course, here and China is not far behind. Factory competitors in recent years waging a fierce fight with each other for the production of porcelain tiles. Thanks to the work world designers and builders to shelves can see granite, not only imitating natural stone, and antique, different species of trees, leather embossing. Such models of ceramic granite on external indicators can be confused with natural stone, because they also have divorces and small specks. However, it is worth remembering that the natural granite has a more natural color and color blotches are irregular. In addition, the surface granite are no cracks that can not be said about natural stone.

Due to extensive use of the latest developments in the production of porcelain tiles, you can find and quite monotonous granite. In addition, this material presented in the form of Semi, polished or unpolished slabs entirely. Many of them are non-skid. All these types of granite can be used in the regeneration of absolutely any room, and give preference should be the species that meet your aesthetic preferences, as well as cash opportunities. Ceramic granite is obtained from the clay mass, which is mixed with different dyes and subsequently components of the pattern on the ceramic blocks. After mixing, the resulting mass is pressed and fired at high temperatures. With these actions have granite disappear all the pores and cracks. In addition, the ceramic blocks, despite its appearance in a very warm country, it is resistant to frost: can tolerate temperatures down to -50 degrees Celsius. In our time, using porcelain tiles you can finish completely any location: production, traditional apartments and houses, railway stations, shops, banks and warehouses. Other leaders such as carrier offer similar insights. Especially it is used extensively for lining the terraces and balcony areas, as well as the steps and floor. A large variety of colors and designs stoneware helps translate perfectly into any architectural design life, to make absolutely any room neat and aesthetic appearance. Ceramic granite is very hardy, and even on the shelves stores humours look even very picky customer.

Seattle Sounders

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A judgment of the Federal Court of justice speak also for the permissibility of separate cost offsets (from 20.01.2005 – III ZR 251/04). After that running the Supreme Court inter alia that at separating brokerage contract and insurance policy not only legally, but also actually made the claim on the broker pay regardless insist the later fate of the insurance contract and a premature termination of the insurance does not touch the obligation to pay the brokerage rates. Contrary to the opinion of the 10th Civil Chamber of the Landgericht Rostock (in their judgment of the 06.08.2010-10 O 137/10) not the legal right of termination the policyholder will undermine this also or the scheme of also no penalty comes immediately. Because the closing costs could be paid by a single payment and be transparent to the policyholder. If the contract costs so clearly in mind will be the customers, it was for him to calculate whether the contract is economically meaningful. The risk one is economically necessary as detrimental given legal transaction the policyholder but then deliberately would. The Supreme Court was at the 20.03.2013 in two Revision procedure also deal with the question, whether additional cost compensation agreements are allowed.

In the process the AZ.: IV ZR 162/12 had the lower courts (LG Leipzig, 19.04.2012 3s 571/11;) AG Oschatz, Seattle Sounders 2 C-390/11) upheld the claim of the insurer on payment of the total cost in the procedure to the AZ.: IV ZR 265/12 was the insurer in the Court of appeal (LG Cottbus, 20.06.2012 1 S 142/11;) AG Lahiri 28.07.2011 20 C-226/10) remained unsuccessful. Shortly before the trial, the insurer has withdrawn his appeal against the repellent action judgment of the LG Cottbus, the dismissal was therefore valid. The second pending procedure the insurer at the hearing said the waiver of the claim pursued by him, and may require more from the respondent policyholder no further payment on the cost equalization agreement.

Bad Homburg

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This trading system had it last year particularly difficult, because day pattern needed for the trading success in the currency pair EUR/USD occurred much less frequently than in previous years. Accordingly, the system, which is offered in Germany about the trading systems portfolio management in Bad Homburg could finish the year 2011 only with loss (- 12.9%). Yet portfolio shows A a lower drawdown in comparison to the pure Dax history: there are approx. 2.5% points to the loss could be cushioned by diversification. A large buffer effect during the worst phase of German shares in the past year also originating from the House of PP brokerage stock managing long / short and the trading system shows similar to PC breakout of the Cologne asset manager portfolio concept. Individually considered, succeeded in both systems 2011 in the plus and end the maximum drawdown to keep low. It is noticeable in the use of a DAX portfolio these managed accounts on the one hand to help mitigate the loss of the index, soak in the following to the end of the year recovery of the German stock market index in the portfolio but not braking on the value. Instead, they consider the portfolio value the mixed portfolio faster in the direction of the initial value.

MTS invest of the Swiss managed account specialists inter core financial has completed the past year totally unmoved by the debt crisis. The damping characteristics in the use of a mixed portfolio are correspondingly large. The 15% employed in our tests-Beimischungen have for MTS invest nearly enough to compensate for the complete loss of DAX at the end of the year. The deposit mix as at 31 December in the minus recorded only 1 percentage point. Systems, which in the hot phase of the debt crisis in September not only completely by the index history could detach itself, but Contrarily have used this phase are also interesting.

Ratio

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Check in and check-out are like a day. The times, in which the landlord private uses the apartment or unentgeltlichuberlasst to third parties, as well as empty life to a certain extent include attribution of the times for administrative purposes and for external use for administrative purposes. Its share is estimated either derSelbstnutzung according to the ratio to use by foreign tenants, if the use of the self is possible at any time. Is not measured the scope of auto use, it is 50% applied. To the The times of the actual rental and the vacancy rate of according to above Aufteilungbei of administrative purposes include third-party use.

Is self use renting third-party contractually limited, zahlenLeerstandszeiten total for foreign use. Note: it is possible to pronounce blackout periods to be Selbstnutzunganzumelden or even guests, renting through an agency the empty stand times allocated to pro rata administrative purposes. Example of empty life-sharing landlord A has transferred the mediation of his apartment in a holiday service organization of Cuxhaven. He has use of self in the brokerage contract expressly excluded. The apartment is rented in the year to 180 days to100 EUR, used A itself 30 days, 155 days stands empty.

Which only accounted for the rental, costs 2,000 EUR, the other costs (including depreciation) EUR 5,000. Rental income: 180 days 100 EUR = 18,000 EUR advertising costs: 1 fully into account. /.2.000 EUR 2 pro rata to consider the empty day only in the ratio of rental will because of the possible use of self to the actual total use (= 180 / 210) included in the hire period. 180 / 210 155 days vacancy = 132 days was a total 180 + 132 = 312 used days to rent the apartment. Other advertising costs 5,000 EUR 312 / 365 =. /.4.274 EUR 11.726 EUR income variation In the brokerage contract has A agreed a self use of the apartment for 30 days.

Residence Deduction

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Those who buy from 2011 will see diminished the deduction or disappears for them, depending on their income. Schematically: For taxpayers with taxable income tax equal or lower than 17.707,20 euros per year, the deduction will continue as (15% on invested in residence with a maximum base of 9.040 euros). For those who earn between 17.707,20 EUR and 24.107,20 EUR, the applicable deduction is on the decline according to increase income, according to the formula: deduction = 15% of 9.040-(Base tax-17.707, 20) * 1, 4125 those who buy from January 2011 and its tax base exceeds 24.107,20 euros, are left without any deduction. For those who already have a residence or buy before the end of 2010, the deduction does not change. Apart from buying before the end of the year, there are other measures to use to not lose the deduction? The answer is Yes, but not many. Measures of last minute to maintain the deduction regulations contemplates a case in which the deduction is maintained by acquisition of residence without the need of buying before the end of 2010: buying on planes and self-promotion (own housing construction). Rehabilitation or expansion are also included in this point. It is important to be clear that they must have been satisfied amounts before 2011 by these concepts and that works are completed before January 1, 2015.

Another quite controversial and real engineering legal measure would be to sign a private contract of purchase and sale. It is not of a few simple arras, or deposit. This contract has the desired tax effects, it should be to demonstrate the effective delivery of possession of the property to the Treasury. They have hand over the keys, pay the tax of documented legal acts and other actions that validate effective actual transmission housing apart from the own private contract. Notarized writing could be done in 2011.

Cases in which is not maintained the rental with purchase option deduction signed in 2010 with the option in the year 2011 or following. The purchase is a possibility provided for in the contract, but is not carried out before the end of 2010 and therefore does not maintain the fiscal benefits. Amounts deposited in an account saving housing in 2010. If you don’t purchase before the end of the year, the deduction is changed or disappears. A home signal delivery in 2010 that is intended to buy the coming year. It is no good sign a contract of arras and later a money waiting to arrange a mortgage and buy the coming year. Law does not consider it a buying and selling until the actual delivery occurs (usually in the signature before a notary). Each taxpayer should be calibrated if buy hastily before the end of the exercise is worthwhile as to not lose the deduction for purchase of housing usual or you prefer waiting for real estate prices to continue going down. It is a question of opportunity and prediction. Give advice in these cases would be an exercise of magician.

Janet Jackson

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